Meet the only payments platform you'll ever need.

Simple and feature packed, out of the box.

Flexible Pricing Models
Flexible Pricing Models
API Driven
Customized Solutions
ACH Support
Tokenization of Payment Records
Multiple payment methods
Integrated
ACH / EFT / EBT
Recurring Billing
Reporting and Post
Back Notifications
Fraud Screening
3D Secure
Electronic Bill Presentment
Mobile Solutions
SMS payment confirmation
SMS and IVR
Capabilities
IVR for Payments
Highly Configurable
Compliant and Secure
Point of Entry
Data Encryption
Verified by Visa
Compliance and Guidance
Real Time Reporting
Level II and Level III
enhanced Data
Flexible Pricing Models

Flexible Pricing Models

Our pricing focuses on flexibility, allowing you to build a model that meets your needs. We also offer an innovative commission program for developers integrating payments for others.
We provide:
  • Commission programs for developers
  • Simple bundled discount rates
  • Tiered rates, based on payment type or volume
  • Economical service fees added to actual bankcard interchange
We work with you to determine the best payment model for your business and create a custom program to maximize your profits and efficiency.
API Driven

Customized Solutions

As a software development enterprise with deep expertise in payments and financial services, we can assist your organization is developing a solution that meets your unique needs.
Base Commerce can be a valuable partner to you and your organization. We can evaluate specific needs and devise business cases to invest in your success and the future of your product or service. Email partners@basecommerce.com to schedule a needs assessment call today with our project team.
ACH Support

Tokenization of Payment Records

Tokenize your customer's payment information for reuse in software features like recurring billing or one-click purchasing.
Many software solutions require the need for recurring payments or one-click billing. These types of features require storing payment information for future use. For security reasons, payment information always needs to be “tokenized” and stored in an encrypted, complaint manner. During a purchase, you can instruct Base Commerce to securely store the payer record be assigning the ID to be used as the token or by having Base Commerce assign the token for you.

When additional payments are due from that payer, you simply send Base Commerce the amount of the payment and the token.
Multiple payment methods

Integrated ACH / EFT / EBT

In addition to credit and debit card payments the Base Commerce Platform offers ACH (Automated Clearing House-Electronic Check) , EFT (Electronic Funds Transfer) and EBT(Electronic Benefits Payments).
ACH is an ideal, cost effective payment method for many vertical markets including utilities, subscriptions, leasing, insurance, loan servicing, property management and others. With Base Commerce there is no need to utilize or connect to a seperate ACH Platform. We offer a comprehensive, fully functioning ACH system supported by our easy to use SDK’s and API.

EBT stands for “Electronic Benefits Payments” in support of state and federal public assistance programs where consumers are provided Electronic Benefit Cards to purchase essential merchandise.
Recurring Billing

Reporting and Post Back Notifications

The Base Commerce reporting API allows any software solution provider to serve up detailed payment reports for their users from within the software application. The data necessary to serve up transaction statues and settlement reports can be easily retrieved. This allows the user to reconcile daily bank deposits with sales using tools provided within the software. As an alternative, transactions statuses and settlement data can be optionally “posted back” to the software by the Base Commerce system.
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3D Secure

3D Secure utilizes Verified by Visa and MasterCard Secure Code to dramatically reduce true and friendly fraud resulting in material chargeback reduction and cost savings to businesses accepting cards online.
Businesses accepting card payments online are exposed to both true fraud as well as friendly fraud. A 3D-Secure solution can eliminate this issue. With friendly fraud, the cardholder willingly makes a purchase online then later dishonestly denies that the transaction occurred and initiates a chargeback with their card issuer. These chargeback's can represent significant costs for business accepting cards. By employing the 3D-Secure solution from Base Commerce, when a transaction occurs, the cardholder is validated with their issuer and is no longer able to dispute the charge.
Electronic Bill Presentment

Mobile Solutions

The Base Commerce platform includes mobile SDKs and pre-built libraries to ease the integration of mobile applications. We support iOS and Android, or you can use our own mobile or tablet applications which are pre-designed and ready to white label.
Our encrypted mobile card readers and easy to use SDK’s will allow your solution to meet or exceed the applicable PCI security standards for mobile card acceptance. Our IT consultants and developers are experienced in designing and deploying mobile applications and can be a valuable resource to you. Mobile solutions are growing in importance. With Base Commerce, you can control the mobile user experience and collection of data when offering a secure payment solution.
SMS payment confirmation

SMS and IVR Capabilities

Our platform supports SMS and IVR (Interactive Voice Response) functionality, which eliminates the need to integrate 3rd party platforms for these value added services..
Base Commerce supports the ability for SMS messaging to be initiated from within your application software. General text messaging and notifications as well as SMS receipts can be dispatched. Enabling a business to communicate with customers via SMS can add significant value to your overall solution. Base Commerce can also provide IVR (Interactive Voice response) services that can be integrated with your solution. With IVR, you customers can accept payments over the phone 24/7 using the automated voice system hosted and supported by Base Commerce. IVR is an ideal solution for bill payment environments where payers are more comfortable with phone payments and tend to make payments outside of normal business hours.
IVR for Payments

Highly Configurable

The Base Commerce platform is configurable to accommodate a wide variety of requirements: From user defined data, to multi-layered security to business verticalization, you can be sure your custom application will be supported.
User Defined Fields: In addition to the conventional information that is appended to a payment record, there are up to eight additional fields that can be added. These can contain anything from a customer number, PO Number, Invoice Number, Product Description, warrantee information, return authorization or any other information that would be valuable to append to a payment record.

Security Settings: These settings allow the software provider or customer to set rules relating to what information can be validated with a payment request. For example, if the address entered by the cardholder does not match what is on file at the issuing bank, should the transaction be declined? Or, for further example, should the transaction be declined if the CVV value entered is incorrect? Should a transaction from the same card, in the same amount, be allowed in the same day?

Multi-Industry: Authorization and settlement format requirements can vary by industry. Industries requiring unique data elements, for example, Auto Rental, Airline and Hotel. Base Commerce can support software solutions which serve these and other specialized industries.

Electronic Benefits (EBT Cards): Connections to electronic benefits platforms in all supporting states in the US enables your solution to accept Electronic Benefits.
Compliant and Secure

Point of Entry Data Encryption

Base Commerce’s unique, patent pending technology allows sensitive data, such as bank card numbers, expiration dates and magnetic stripe data to be encrypted instantly upon entry. Using Base Commerce encrypted card reading devices, track data is encrypted as read and transmitted from your application to the Base Commerce platform is a secure, encrypted manner. Using the CipherPay browser based encryption technology, card data is encrypted as it is typed into a web page either by the payer or by the software user. In this case, no unencrypted card data is collect by, stored by or transmitted through the host software thereby placing the software out of scope in regard to the preponderance of PCI data security requirements.
Verified by Visa

Compliance and Guidance

Base Commerce offers guidance with respect to compliance issues, as well as consulting on application payment functionality/user experience. Our team of experienced software developers are available to assist you and your development team.
Electronic Payments and Financial Services have an extensive set of compliance requirements. These requirements are based on regulations imposed by entities from State Governments, the Federal Government, the National Automated Clearing House Association, the Payment Card Industry Data Security Council and the credit and debit card networks. When designing an application which facilitates electronic payments, it is important to know if all aspects of your solution accommodate all applicable regulatory requirements. Base Commerce provides expert, no cost guidance and consulting to ensure your product or solution is fully in compliance.
Real Time Reporting

Level II and Level III enhanced Data

In order for a business to qualify for the best, most economical interchange category and to comply with card brand rules, certain additional data needs to be submitted with the settled transaction when certain types of cards are used for various purposes.
Commercial and business cards require Level II data which may consist of the sales tax, customer code and PO Number whereas a purchasing card may additionally require data to include ship to and ship from zip codes, freight, order date, item count and line item amounts. The Base Commerce platform supports the transmission and settlement of both Level II and Level III enhanced data.

Our network is strong and growing

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